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Current Account

Current Account For General Public

Name of the Product Current Account - General Public
Eligibility Individual/s, HUF, Sole Proprietary concerns, Partnership, Pvt. and Pub. Ltd. Cos., Corporations, Clubs, Associations, Cooperative Societies, Govt. Departments, Religious Endowments, Semi Govt. or Local Bodies, Trusts, Executors and administrators, liquidators, Other Banks, State Financial Corporation, Dept of authority created by Govt, LLPs etc.
Account should be Operated by “cheque mode” only.
Average Quarterly Balance
Rural S-Urban Urban Metro
2000 3000 5000 5000
Cash Deposit Charges
  • No charges upto Rs.200000/-
  • Cash Deposited Above Rs.200000/ Charges @ Rs.1 per thousand and Maximum Rs.10000/- plus GST
Type of ATM/Debit card RUPAY and PLATINUM Debit Card. Issued only to Individual Accounts or Sole Proprietary Accounts.
Debit Card charge There are no charges on usage of our Debit / ATM card during the first year. From the second year onwards, Rs.150.00 (plus GST) for Normal card and Rs. 250/- + GST for Platinum Card per year will be charged as Annual Maintenance Charges.
Reissue Charges:
Normal Cards: 200 + GST
Platinum Card :300+ GST
Re Issue PIN charges:
Rs.50/- per PIN Re issue at Branch level.
Access to APGB ATM No Charges upto 8 transactions, Beyond this limit, Rs.23 per one financial transaction & Rs.10 per Non-financial transaction + GST
Access to other bank ATM No free transaction Rs.23 per one financial transaction & Rs.10 per Non-financial transaction + GST
ATM Cash Withdrawal Limit Rs. 10,000/-. Per Trxn. with a total limit of Rs. 25,000/- per day.
For Platinum Card holders limit is Rs. 50,000/- per day. Per TXN limit is Rs. 10,000/-
POS Limit For Normal Card holders the limit is Rs. 75,000/- Per day (inclusive of ATM limit of Rs.25000/-).
For Platinum Card holders the limit is Rs. 125,000/- Per day ( inclusive of ATM limit of Rs.50,000/-).
Cheque leaves No free cheque book for Current account. Rs.5 per cheque leaf.
DD/NEFT/RTGS As per applicable charges
Charges for non-maintenance of AQB 10 percent on shortfall amount to the monthly average balance to be maintained.
All the charges are exclusive of GST
Interest No interest to be paid

Current Account For Government Departments (CDGOV)

Name of the Product APGB -“ Current Account For Government Departments”
Scheme Name CDGOV
Eligible Customers All Government Bodies are eligible to open a bank account
  • Jointly with one or more persons as per proceeding order
Required Documents
  • An Authorized copy of Resolution/letter from their Competent Authority
  • Affix the Latest Passport size photo of the Authorized person (s)
  • ID card(s) of the Official
  • Any proof of Identity Aadhaar/ PAN/ Driving License Etc.
  • *Follow the KYC and Due Diligence guidelines of Authorized persons.
Interest Rate No Interest will be paid on Balances
Minimum amount No Minimum Balance is Required
Maximum amount Not Applicable
Interest Pay-out Not Applicable
Nomination facility Not Available
Applicable Charges
SMS Alerts charges Nil
Cheque Book Facility charges Free of 50 Leaves per Financial year
NEFT/ RTGS/IMPS/ DD Issue charges Nil
Inward Cheque / DD Collection charges Nil
Account Closure charges Nil
Minimum Balance charges Nil
Account Statement Charges Nil
Ledger Folio Charges Nil
Cash Deposit Handling Charges Nil
TDS on Cash with Drawls(194N) Not Applicable
Digital Products Facilities
ATM Cards Not Available
Internet Banking Facility Not Available
Mobile Banking Facility Not Available
QR code Not Available
What’s app Banking Not Available

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