Our bank has been paying relatively high rate of interest on term deposits since the inception of the bank. The interest rates on term deposits are furnished below:
| Period |
Rate of interest % (w.e.f. 15-12-2025 ) |
|
|---|---|---|
| Less than Rs 1 Cr ( Callable ) | Less than Rs 1 Cr ( Non- Callable ) | |
| 7 days to 45 days | 3.50 | NA |
| 46 days to 90 days | 5.15 | NA |
| 91 days to 179 days | 5.75 | NA |
| 180 days to 364 days | 6.40 | NA |
| 1 year to < 2 years | 7.00 | NA |
| 2 years and above | 6.65 | NA |
| Senior Citizens | 0.50 % extra in all slabs | NA |
| Super Senior Citizens | 0.75 % extra in all slabs | NA |
| Staff of the Bank / Spouse of Deceased Staff / Spouse of Retired Deceased staff of the Bank | 1.00 % extra in all slabs up to Rs. 150 Lakhs | NA |
| Retired Staff / Spouse of Deceased Staff, if Citizen / Spouse of Retired Deceased Staff of the Bank if Senior Citizen | 1 .50% interest extra on all slabs up to Rs.150 Lakhs (0.25% additional for Super Senior citizens) | NA |
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